Side-by-side · Q2 2026 data
FNB Bank, Inc. vs The Paducah Bank and Trust Company
Metric by metric
| Measure | FNB Bank, Inc. | The Paducah Bank and Trust Company |
|---|---|---|
| TellerScore | 65 | 79 (stronger) |
| Capital cushion | 35 | 56 (stronger) |
| Loan quality | 77 | 94 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 57 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 29th | 88th |
| Total assets | $770.0M | $1.1B |
| Deposits / shares | $706.4M | $844.2M |
| Capital ratio | 8.48% | 10.63% (stronger) |
| Problem loans | 0.68% | 0.19% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.23% | 2.25% (stronger) |
| Loans ÷ deposits | 72.0% (stronger) | 94.5% |
| Uninsured deposits | 17.2% (stronger) | 23.2% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
The Paducah Bank and Trust Company has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), FNB Bank, Inc. leads on 2 and The Paducah Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.