Side-by-side · Q2 2026 data
FNB Oxford Bank vs First National Bank of Clarksdale
Metric by metric
| Measure | FNB Oxford Bank | First National Bank of Clarksdale |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 69 | 78 (stronger) |
| Loan quality | 96 (stronger) | 79 |
| Earnings | 53 (stronger) | 50 |
| Funding & liquidity | 62 | 67 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 61st | 53rd |
| Total assets | $939.7M | $386.1M |
| Deposits / shares | $786.9M | $342.0M |
| Capital ratio | 11.87% | 12.83% (stronger) |
| Problem loans | 0.13% (stronger) | 0.64% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.83% (stronger) | 0.75% |
| Loans ÷ deposits | 67.0% (stronger) | 72.1% |
| Uninsured deposits | 43.4% | 34.1% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FNB Oxford Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FNB Oxford Bank leads on 4 and First National Bank of Clarksdale on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.