Side-by-side · Q2 2026 data
FNB Oxford Bank vs RiverHills Bank
Metric by metric
| Measure | FNB Oxford Bank | RiverHills Bank |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 69 | 75 (stronger) |
| Loan quality | 96 (stronger) | 79 |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 62 | 66 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 61st | 82nd |
| Total assets | $939.7M | $445.2M |
| Deposits / shares | $786.9M | $387.6M |
| Capital ratio | 11.87% | 12.54% (stronger) |
| Problem loans | 0.13% (stronger) | 0.64% |
| Net charge-offs | 0.02% | -0.11% (stronger) |
| Return on assets | 0.83% | 2.07% (stronger) |
| Loans ÷ deposits | 67.0% | 66.5% (stronger) |
| Uninsured deposits | 43.4% | 40.3% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.1% |
RiverHills Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), FNB Oxford Bank leads on 1 and RiverHills Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.