Side-by-side · Q2 2026 data
FNB Picayune Bank vs Resource Bank
Metric by metric
| Measure | FNB Picayune Bank | Resource Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 58 | 98 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 83 (stronger) | 28 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 90th | 72nd |
| Total assets | $282.3M | $980.7M |
| Deposits / shares | $241.0M | $803.0M |
| Capital ratio | 15.44% (stronger) | 12.80% |
| Problem loans | 1.26% | 0.05% (stronger) |
| Net charge-offs | 0.11% | -0.00% (stronger) |
| Return on assets | 3.28% (stronger) | 1.48% |
| Loans ÷ deposits | 75.1% (stronger) | 102.9% |
| Uninsured deposits | 17.0% (stronger) | 41.7% |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 2.5% |
FNB Picayune Bank has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), FNB Picayune Bank leads on 5 and Resource Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.