Side-by-side · Q2 2026 data
Fnb South vs First National Bank of Coffee County
Metric by metric
| Measure | Fnb South | First National Bank of Coffee County |
|---|---|---|
| TellerScore | 95 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 65 | 69 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 99th | 43rd |
| Total assets | $734.8M | $547.5M |
| Deposits / shares | $610.4M | $494.7M |
| Capital ratio | 16.24% (stronger) | 8.85% |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | -1.45% (stronger) | -0.00% |
| Return on assets | 2.64% (stronger) | 1.41% |
| Loans ÷ deposits | 78.9% | 56.3% (stronger) |
| Uninsured deposits | 29.7% (stronger) | 43.2% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
Fnb South has the higher TellerScore (95 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Fnb South leads on 6 and First National Bank of Coffee County on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.