Side-by-side · Q2 2026 data
FNBC Bank & Trust vs Bank of Belleville
Metric by metric
| Measure | FNBC Bank & Trust | Bank of Belleville |
|---|---|---|
| TellerScore | 77 (stronger) | 47 |
| Capital cushion | 50 (stronger) | 34 |
| Loan quality | 99 (stronger) | 33 |
| Earnings | 67 (stronger) | 60 |
| Funding & liquidity | 89 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 68th | 5th |
| Total assets | $581.6M | $562.9M |
| Deposits / shares | $525.1M | $411.4M |
| Capital ratio | 10.02% (stronger) | 8.37% |
| Problem loans | 0.04% (stronger) | 2.02% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.18% (stronger) | 1.00% |
| Loans ÷ deposits | 61.8% (stronger) | 94.3% |
| Uninsured deposits | 23.3% | 9.5% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 2.2% |
FNBC Bank & Trust has the higher TellerScore (77 vs 47). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank & Trust leads on 6 and Bank of Belleville on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.