Side-by-side · Q2 2026 data
FNBC Bank vs Diamond Bank
Metric by metric
| Measure | FNBC Bank | Diamond Bank |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 47 | 50 (stronger) |
| Loan quality | 74 | 81 (stronger) |
| Earnings | 84 (stronger) | 77 |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 40th | 40th |
| Total assets | $843.3M | $957.2M |
| Deposits / shares | $704.1M | $838.4M |
| Capital ratio | 9.68% | 9.99% (stronger) |
| Problem loans | 0.79% | 0.58% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.60% (stronger) | 1.42% |
| Loans ÷ deposits | 85.6% (stronger) | 88.6% |
| Uninsured deposits | 12.1% (stronger) | 20.4% |
| Offices | 14 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 9.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), FNBC Bank leads on 3 and Diamond Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.