Side-by-side · Q2 2026 data
FNBC Bank vs First Community Bank
Metric by metric
| Measure | FNBC Bank | First Community Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 62 |
| Capital cushion | 47 (stronger) | 40 |
| Loan quality | 74 | 90 (stronger) |
| Earnings | 84 (stronger) | 73 |
| Funding & liquidity | 75 (stronger) | 42 |
| Problem-loan coverage | 88 (stronger) | 69 |
| Peer percentile | 40th | 27th |
| Total assets | $843.3M | $3.6B |
| Deposits / shares | $704.1M | $2.9B |
| Capital ratio | 9.68% (stronger) | 9.04% |
| Problem loans | 0.79% | 0.31% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.14% |
| Return on assets | 1.60% (stronger) | 1.32% |
| Loans ÷ deposits | 85.6% (stronger) | 101.8% |
| Uninsured deposits | 12.1% (stronger) | 29.5% |
| Offices | 14 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 6.5% |
FNBC Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank leads on 6 and First Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Batesville, AR
- Jonesboro, AR
- Mountain Home, AR
- Cherokee Village, AR