Side-by-side · Q2 2026 data
FNBC Bank vs The First National Bank of Izard County
Metric by metric
| Measure | FNBC Bank | The First National Bank of Izard County |
|---|---|---|
| TellerScore | 69 | 80 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 74 (stronger) | 30 |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 75 | 88 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 40th | 77th |
| Total assets | $843.3M | $234.8M |
| Deposits / shares | $704.1M | $160.0M |
| Capital ratio | 9.68% | 31.14% (stronger) |
| Problem loans | 0.79% (stronger) | 2.09% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.60% | 2.90% (stronger) |
| Loans ÷ deposits | 85.6% | 72.2% (stronger) |
| Uninsured deposits | 12.1% (stronger) | 15.5% |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
The First National Bank of Izard County has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank leads on 2 and The First National Bank of Izard County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Horseshoe Bend, AR
- Melbourne, AR