Side-by-side · Q2 2026 data
Fnbt Bank vs Axiom Bank, National Association
Metric by metric
| Measure | Fnbt Bank | Axiom Bank, National Association |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 80 (stronger) | 27 |
| Funding & liquidity | 64 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 75th | 34th |
| Total assets | $628.5M | $732.4M |
| Deposits / shares | $555.9M | $636.4M |
| Capital ratio | 11.08% | 11.69% (stronger) |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | -0.08% (stronger) | 0.00% |
| Return on assets | 1.51% (stronger) | 0.17% |
| Loans ÷ deposits | 43.0% (stronger) | 77.8% |
| Uninsured deposits | 47.9% | 45.8% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fnbt Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Fnbt Bank leads on 5 and Axiom Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.