Side-by-side · Q2 2026 data
Fnbt Bank vs Sunstate Bank
Metric by metric
| Measure | Fnbt Bank | Sunstate Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 61 | 65 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 80 (stronger) | 60 |
| Funding & liquidity | 64 | 66 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 64th |
| Total assets | $628.5M | $580.4M |
| Deposits / shares | $555.9M | $502.7M |
| Capital ratio | 11.08% | 11.45% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.08% (stronger) | -0.00% |
| Return on assets | 1.51% (stronger) | 1.01% |
| Loans ÷ deposits | 43.0% (stronger) | 67.4% |
| Uninsured deposits | 47.9% | 39.4% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fnbt Bank has the higher TellerScore (79 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Fnbt Bank leads on 4 and Sunstate Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.