Side-by-side · Q2 2026 data
FNNB Bank vs First Community Bank
Metric by metric
| Measure | FNNB Bank | First Community Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 64 |
| Capital cushion | 47 (stronger) | 44 |
| Loan quality | 82 (stronger) | 56 |
| Earnings | 76 | 79 (stronger) |
| Funding & liquidity | 73 | 83 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 43rd | 26th |
| Total assets | $109.5M | $115.7M |
| Deposits / shares | $89.3M | $97.8M |
| Capital ratio | 9.74% (stronger) | 9.40% |
| Problem loans | 0.55% (stronger) | 1.32% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.41% | 1.47% (stronger) |
| Loans ÷ deposits | 87.1% | 76.9% (stronger) |
| Uninsured deposits | 15.3% | 15.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FNNB Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), FNNB Bank leads on 4 and First Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.