Side-by-side · Q2 2026 data
Fontana Federal Credit Union vs Novo Federal Credit Union
Metric by metric
| Measure | Fontana Federal Credit Union | Novo Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 80 (stronger) |
| Capital cushion | 36 | 82 (stronger) |
| Loan quality | 65 | 86 (stronger) |
| Earnings | 23 | 53 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 16th | 65th |
| Total assets | $17.5M | $21.4M |
| Deposits / shares | $16.1M | $18.4M |
| Capital ratio | 8.61% | 13.23% (stronger) |
| Problem loans | 1.06% | 0.43% (stronger) |
| Net charge-offs | 0.36% | 0.23% (stronger) |
| Return on assets | 0.08% | 0.83% (stronger) |
| Loans ÷ deposits | 42.4% (stronger) | 72.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Novo Federal Credit Union has the higher TellerScore (80 vs 56). On the 6 directional measures above (where higher or lower is clearly better), Fontana Federal Credit Union leads on 1 and Novo Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.