Side-by-side · Q2 2026 data
Foothills Federal Credit Union vs Alcoa Municipal Employees Federal Credit Union
Credit union
Alcoa Municipal Employees Federal Credit Union
Alcoa, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Foothills Federal Credit Union | Alcoa Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 94 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 56 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 30th | 95th |
| Total assets | $94.6M | $4.5M |
| Deposits / shares | $84.7M | $3.7M |
| Capital ratio | 9.99% | 18.91% (stronger) |
| Problem loans | 1.20% | 0.00% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.25% |
| Return on assets | 0.90% | 1.77% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 86.3% |
| Uninsured deposits | 2.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alcoa Municipal Employees Federal Credit Union has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Foothills Federal Credit Union leads on 2 and Alcoa Municipal Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.