Side-by-side · Q2 2026 data
Ford County State Bank vs Farmers Bank & Trust
Metric by metric
| Measure | Ford County State Bank | Farmers Bank & Trust |
|---|---|---|
| TellerScore | 75 | 96 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 85 | 94 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 98 (stronger) | 87 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 54th | 100th |
| Total assets | $58.4M | $1.1B |
| Deposits / shares | $52.8M | $699.1M |
| Capital ratio | 11.17% | 23.97% (stronger) |
| Problem loans | 0.44% | 0.19% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.89% | 2.56% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 71.3% |
| Uninsured deposits | 16.9% | 16.6% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Farmers Bank & Trust has the higher TellerScore (96 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Ford County State Bank leads on 1 and Farmers Bank & Trust on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.