Side-by-side · Q2 2026 data
Ford County State Bank vs The City State Bank
Metric by metric
| Measure | Ford County State Bank | The City State Bank |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 62 (stronger) | 39 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 56 | 85 (stronger) |
| Funding & liquidity | 98 (stronger) | 88 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 54th | 58th |
| Total assets | $58.4M | $57.7M |
| Deposits / shares | $52.8M | $52.7M |
| Capital ratio | 11.17% (stronger) | 8.92% |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.89% | 1.61% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 72.4% |
| Uninsured deposits | 16.9% | 7.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The City State Bank has the higher TellerScore (77 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Ford County State Bank leads on 2 and The City State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.