Side-by-side · Q2 2026 data
Foresight Bank vs Bank of Springfield
Metric by metric
| Measure | Foresight Bank | Bank of Springfield |
|---|---|---|
| TellerScore | 62 (stronger) | 55 |
| Capital cushion | 63 (stronger) | 42 |
| Loan quality | 50 | 52 (stronger) |
| Earnings | 61 | 72 (stronger) |
| Funding & liquidity | 66 (stronger) | 51 |
| Problem-loan coverage | 82 (stronger) | 75 |
| Peer percentile | 27th | 13th |
| Total assets | $1.7B | $2.0B |
| Deposits / shares | $1.5B | $1.7B |
| Capital ratio | 11.27% (stronger) | 9.22% |
| Problem loans | 1.51% | 1.43% (stronger) |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 1.02% | 1.30% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 99.9% |
| Uninsured deposits | 33.2% | 23.6% (stronger) |
| Offices | 12 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 7.7% |
Foresight Bank has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 3 and Bank of Springfield on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.