Side-by-side · Q2 2026 data
Foresight Bank vs Central Bank Illinois
Metric by metric
| Measure | Foresight Bank | Central Bank Illinois |
|---|---|---|
| TellerScore | 62 (stronger) | 55 |
| Capital cushion | 63 (stronger) | 54 |
| Loan quality | 50 (stronger) | 38 |
| Earnings | 61 (stronger) | 59 |
| Funding & liquidity | 66 | 71 (stronger) |
| Problem-loan coverage | 82 (stronger) | 72 |
| Peer percentile | 27th | 13th |
| Total assets | $1.7B | $1.5B |
| Deposits / shares | $1.5B | $1.1B |
| Capital ratio | 11.27% (stronger) | 10.39% |
| Problem loans | 1.51% (stronger) | 1.85% |
| Net charge-offs | 0.09% (stronger) | 0.75% |
| Return on assets | 1.02% (stronger) | 0.98% |
| Loans ÷ deposits | 74.0% (stronger) | 89.3% |
| Uninsured deposits | 33.2% | 9.9% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 3.1% |
Foresight Bank has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 6 and Central Bank Illinois on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.