Side-by-side · Q2 2026 data
Foresight Bank vs Providence Bank & Trust
Metric by metric
| Measure | Foresight Bank | Providence Bank & Trust |
|---|---|---|
| TellerScore | 62 | 81 (stronger) |
| Capital cushion | 63 | 65 (stronger) |
| Loan quality | 50 | 100 (stronger) |
| Earnings | 61 | 85 (stronger) |
| Funding & liquidity | 66 (stronger) | 64 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 27th | 91st |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.5B | $1.3B |
| Capital ratio | 11.27% | 11.50% (stronger) |
| Problem loans | 1.51% | 0.01% (stronger) |
| Net charge-offs | 0.09% | -0.00% (stronger) |
| Return on assets | 1.02% | 1.64% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 79.5% |
| Uninsured deposits | 33.2% | 30.1% (stronger) |
| Offices | 12 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Providence Bank & Trust has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 1 and Providence Bank & Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.