Side-by-side · Q2 2026 data
Foresight Bank vs The First National Bank in Amboy
Metric by metric
| Measure | Foresight Bank | The First National Bank in Amboy |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 63 (stronger) | 57 |
| Loan quality | 50 | 99 (stronger) |
| Earnings | 61 (stronger) | 60 |
| Funding & liquidity | 66 | 94 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 27th | 72nd |
| Total assets | $1.7B | $324.5M |
| Deposits / shares | $1.5B | $264.9M |
| Capital ratio | 11.27% (stronger) | 10.67% |
| Problem loans | 1.51% | 0.04% (stronger) |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 1.02% (stronger) | 1.01% |
| Loans ÷ deposits | 74.0% | 49.6% (stronger) |
| Uninsured deposits | 33.2% | 20.2% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
The First National Bank in Amboy has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 2 and The First National Bank in Amboy on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.