Side-by-side · Q2 2026 data
Formation Federal Credit Union vs Department of Corrections Credit Union
Credit union
Formation Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Formation Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 76 | 90 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 71 | 81 (stronger) |
| Earnings | 43 | 86 (stronger) |
| Funding & liquidity | 88 (stronger) | 86 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 54th | 95th |
| Total assets | $93.0M | $126.3M |
| Deposits / shares | $79.6M | $96.0M |
| Capital ratio | 14.10% | 23.38% (stronger) |
| Problem loans | 0.88% | 0.57% (stronger) |
| Net charge-offs | 0.89% | 0.39% (stronger) |
| Return on assets | 0.58% | 1.64% (stronger) |
| Loans ÷ deposits | 72.2% (stronger) | 74.4% |
| Uninsured deposits | 5.8% | 1.5% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Formation Federal Credit Union leads on 1 and Department of Corrections Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.