Side-by-side · Q2 2026 data
Formation Federal Credit Union vs Professional Fire Fighters Credit Union
Credit union
Formation Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Credit union
Professional Fire Fighters Credit Union
Shreveport, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Formation Federal Credit Union | Professional Fire Fighters Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 71 (stronger) | 50 |
| Earnings | 43 | 82 (stronger) |
| Funding & liquidity | 88 | 89 (stronger) |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 54th | 68th |
| Total assets | $93.0M | $72.6M |
| Deposits / shares | $79.6M | $57.9M |
| Capital ratio | 14.10% | 19.34% (stronger) |
| Problem loans | 0.88% (stronger) | 1.49% |
| Net charge-offs | 0.89% | 0.08% (stronger) |
| Return on assets | 0.58% | 1.55% (stronger) |
| Loans ÷ deposits | 72.2% | 71.1% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 8.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Professional Fire Fighters Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Formation Federal Credit Union leads on 2 and Professional Fire Fighters Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.