Side-by-side · Q2 2026 data
Fort Peck Community Federal Credit Union vs St. Pats Employees Federal Credit Union
Credit union
Fort Peck Community Federal Credit Union
Fort Peck, Montana · Under $100 million in assets
Credit union
St. Pats Employees Federal Credit Union
Missoula, Montana · Under $100 million in assets
Metric by metric
| Measure | Fort Peck Community Federal Credit Union | St. Pats Employees Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 77 (stronger) |
| Capital cushion | 74 | 78 (stronger) |
| Loan quality | 0 | 67 (stronger) |
| Earnings | 28 | 62 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 66 | 95 (stronger) |
| Peer percentile | 8th | 57th |
| Total assets | $14.3M | $5.4M |
| Deposits / shares | $12.5M | $4.7M |
| Capital ratio | 12.41% | 12.83% (stronger) |
| Problem loans | 3.93% | 1.00% (stronger) |
| Net charge-offs | 4.46% | 0.20% (stronger) |
| Return on assets | 0.21% | 1.04% (stronger) |
| Loans ÷ deposits | 60.8% | 37.7% (stronger) |
| Uninsured deposits | 6.1% | 3.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Pats Employees Federal Credit Union has the higher TellerScore (77 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Fort Peck Community Federal Credit Union leads on 0 and St. Pats Employees Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.