Side-by-side · Q2 2026 data
Fortifi Bank vs Dairy State Bank
Metric by metric
| Measure | Fortifi Bank | Dairy State Bank |
|---|---|---|
| TellerScore | 58 | 80 (stronger) |
| Capital cushion | 76 (stronger) | 70 |
| Loan quality | 20 | 98 (stronger) |
| Earnings | 76 (stronger) | 62 |
| Funding & liquidity | 50 | 82 (stronger) |
| Problem-loan coverage | 73 | 99 (stronger) |
| Peer percentile | 16th | 77th |
| Total assets | $750.4M | $730.3M |
| Deposits / shares | $608.8M | $630.4M |
| Capital ratio | 12.61% (stronger) | 11.96% |
| Problem loans | 2.40% | 0.06% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 1.04% |
| Loans ÷ deposits | 90.4% | 62.4% (stronger) |
| Uninsured deposits | 32.5% | 28.8% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 20.3% |
Dairy State Bank has the higher TellerScore (80 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Fortifi Bank leads on 2 and Dairy State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.