Side-by-side · Q2 2026 data
Fortifi Bank vs West Pointe Bank
Metric by metric
| Measure | Fortifi Bank | West Pointe Bank |
|---|---|---|
| TellerScore | 58 | 84 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 20 | 70 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 73 | 93 (stronger) |
| Peer percentile | 16th | 86th |
| Total assets | $750.4M | $368.8M |
| Deposits / shares | $608.8M | $260.2M |
| Capital ratio | 12.61% | 19.41% (stronger) |
| Problem loans | 2.40% | 0.91% (stronger) |
| Net charge-offs | 0.04% | -1.90% (stronger) |
| Return on assets | 1.40% | 2.33% (stronger) |
| Loans ÷ deposits | 90.4% (stronger) | 116.0% |
| Uninsured deposits | 32.5% | 15.7% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 1.0% |
West Pointe Bank has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Fortifi Bank leads on 1 and West Pointe Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.