Side-by-side · Q2 2026 data
Fortifi Bank vs Woodtrust Bank
Metric by metric
| Measure | Fortifi Bank | Woodtrust Bank |
|---|---|---|
| TellerScore | 58 | 68 (stronger) |
| Capital cushion | 76 (stronger) | 59 |
| Loan quality | 20 | 56 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 48 |
| Problem-loan coverage | 73 | 87 (stronger) |
| Peer percentile | 16th | 37th |
| Total assets | $750.4M | $734.8M |
| Deposits / shares | $608.8M | $600.7M |
| Capital ratio | 12.61% (stronger) | 10.93% |
| Problem loans | 2.40% | 1.33% (stronger) |
| Net charge-offs | 0.04% (stronger) | 1.07% |
| Return on assets | 1.40% | 3.43% (stronger) |
| Loans ÷ deposits | 90.4% | 62.4% (stronger) |
| Uninsured deposits | 32.5% (stronger) | 60.4% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 8.1% |
Woodtrust Bank has the higher TellerScore (68 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Fortifi Bank leads on 3 and Woodtrust Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.