Side-by-side · Q2 2026 data
Founders Federal Credit Union vs Srp Federal Credit Union
Metric by metric
| Measure | Founders Federal Credit Union | Srp Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 86 | 88 (stronger) |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 77 (stronger) | 73 |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 86th | 89th |
| Total assets | $5.2B | $2.1B |
| Deposits / shares | $4.4B | $1.8B |
| Capital ratio | 13.62% | 13.79% (stronger) |
| Problem loans | 0.68% (stronger) | 0.74% |
| Net charge-offs | 1.07% | 0.85% (stronger) |
| Return on assets | 1.43% (stronger) | 1.34% |
| Loans ÷ deposits | 94.2% | 81.9% (stronger) |
| Uninsured deposits | 11.4% | 4.9% (stronger) |
| Offices | 28 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | 16.6% |
Srp Federal Credit Union has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Founders Federal Credit Union leads on 2 and Srp Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.