Side-by-side · Q2 2026 data
Four Corners Federal Credit Union vs High Desert Community Credit Union
Credit union
Four Corners Federal Credit Union
Kirtland, New Mexico · Under $100 million in assets
Credit union
High Desert Community Credit Union
Aztec, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Four Corners Federal Credit Union | High Desert Community Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 97 (stronger) | 35 |
| Earnings | 0 | 60 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 52nd | 38th |
| Total assets | $14.8M | $18.3M |
| Deposits / shares | $11.7M | $15.9M |
| Capital ratio | 20.89% (stronger) | 12.95% |
| Problem loans | 0.08% (stronger) | 1.95% |
| Net charge-offs | 0.04% (stronger) | 0.12% |
| Return on assets | -0.68% | 1.01% (stronger) |
| Loans ÷ deposits | 90.7% | 44.1% (stronger) |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Four Corners Federal Credit Union has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Four Corners Federal Credit Union leads on 4 and High Desert Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.