Side-by-side · Q2 2026 data
Four Seasons Federal Credit Union vs Riverfall Credit Union
Metric by metric
| Measure | Four Seasons Federal Credit Union | Riverfall Credit Union |
|---|---|---|
| TellerScore | 58 | 60 (stronger) |
| Capital cushion | 36 | 70 (stronger) |
| Loan quality | 49 (stronger) | 36 |
| Earnings | 63 (stronger) | 34 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 79 | 83 (stronger) |
| Peer percentile | 16th | 21st |
| Total assets | $103.7M | $193.9M |
| Deposits / shares | $93.2M | $175.1M |
| Capital ratio | 8.64% | 11.95% (stronger) |
| Problem loans | 1.53% (stronger) | 1.93% |
| Net charge-offs | 1.39% | 0.26% (stronger) |
| Return on assets | 1.08% (stronger) | 0.35% |
| Loans ÷ deposits | 64.6% | 50.3% (stronger) |
| Uninsured deposits | 9.4% | 8.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverfall Credit Union has the higher TellerScore (60 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Four Seasons Federal Credit Union leads on 2 and Riverfall Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.