Side-by-side · Q2 2026 data
Fourth Ward Federal Credit Union vs Cabot Employees Credit Union
Credit union
Cabot Employees Credit Union
Franklin, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Fourth Ward Federal Credit Union | Cabot Employees Credit Union |
|---|---|---|
| TellerScore | 69 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 40 | 75 (stronger) |
| Peer percentile | 38th | 87th |
| Total assets | $930K | $1.3M |
| Deposits / shares | $789K | $910K |
| Capital ratio | 15.15% | 26.97% (stronger) |
| Problem loans | 10.14% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 7.16% |
| Return on assets | 3.71% (stronger) | 0.98% |
| Loans ÷ deposits | 63.0% | 46.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cabot Employees Credit Union has the higher TellerScore (89 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Fourth Ward Federal Credit Union leads on 2 and Cabot Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.