Side-by-side · Q2 2026 data
Fowler State Bank vs Equitable Savings and Loan Association
Metric by metric
| Measure | Fowler State Bank | Equitable Savings and Loan Association |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 89 (stronger) | 24 |
| Funding & liquidity | 73 (stronger) | 51 |
| Problem-loan coverage | 66 | 96 (stronger) |
| Peer percentile | 19th | 61st |
| Total assets | $154.5M | $168.3M |
| Deposits / shares | $123.8M | $128.2M |
| Capital ratio | 13.23% | 15.69% (stronger) |
| Problem loans | 3.46% | 0.22% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.00% |
| Return on assets | 1.73% (stronger) | 0.11% |
| Loans ÷ deposits | 87.5% (stronger) | 109.2% |
| Uninsured deposits | 14.6% | 9.7% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.9% |
Equitable Savings and Loan Association has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 3 and Equitable Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.