Side-by-side · Q2 2026 data
Fowler State Bank vs Evergreen National Bank
Metric by metric
| Measure | Fowler State Bank | Evergreen National Bank |
|---|---|---|
| TellerScore | 60 | 84 (stronger) |
| Capital cushion | 82 | 85 (stronger) |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 89 (stronger) | 64 |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 66 | 99 (stronger) |
| Peer percentile | 19th | 86th |
| Total assets | $154.5M | $139.9M |
| Deposits / shares | $123.8M | $122.0M |
| Capital ratio | 13.23% | 13.54% (stronger) |
| Problem loans | 3.46% | 0.09% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.01% |
| Return on assets | 1.73% (stronger) | 1.09% |
| Loans ÷ deposits | 87.5% | 81.1% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 18.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Evergreen National Bank has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 3 and Evergreen National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.