Side-by-side · Q2 2026 data
Fowler State Bank vs NBH Bank
Metric by metric
| Measure | Fowler State Bank | NBH Bank |
|---|---|---|
| TellerScore | 60 | 66 (stronger) |
| Capital cushion | 82 (stronger) | 53 |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 89 (stronger) | 64 |
| Funding & liquidity | 73 (stronger) | 51 |
| Problem-loan coverage | 66 | 93 (stronger) |
| Peer percentile | 19th | 58th |
| Total assets | $154.5M | $12.5B |
| Deposits / shares | $123.8M | $10.6B |
| Capital ratio | 13.23% (stronger) | 10.27% |
| Problem loans | 3.46% | 0.60% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.32% |
| Return on assets | 1.73% (stronger) | 1.09% |
| Loans ÷ deposits | 87.5% (stronger) | 91.8% |
| Uninsured deposits | 14.6% (stronger) | 30.4% |
| Offices | 1 | 91 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.8% |
NBH Bank has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 5 and NBH Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.