Side-by-side · Q2 2026 data
Fowler State Bank vs Park State Bank & Trust
Metric by metric
| Measure | Fowler State Bank | Park State Bank & Trust |
|---|---|---|
| TellerScore | 60 | 77 (stronger) |
| Capital cushion | 82 (stronger) | 63 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 89 (stronger) | 62 |
| Funding & liquidity | 73 | 85 (stronger) |
| Problem-loan coverage | 66 | 87 (stronger) |
| Peer percentile | 19th | 68th |
| Total assets | $154.5M | $162.3M |
| Deposits / shares | $123.8M | $145.7M |
| Capital ratio | 13.23% (stronger) | 11.26% |
| Problem loans | 3.46% | 0.05% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.00% |
| Return on assets | 1.73% (stronger) | 1.05% |
| Loans ÷ deposits | 87.5% | 75.6% (stronger) |
| Uninsured deposits | 14.6% | 6.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Park State Bank & Trust has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 3 and Park State Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.