Side-by-side · Q2 2026 data
Fowler State Bank vs Bank of Wolcott
Metric by metric
| Measure | Fowler State Bank | Bank of Wolcott |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 80 | 86 (stronger) |
| Earnings | 68 | 88 (stronger) |
| Funding & liquidity | 48 | 73 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 77th | 80th |
| Total assets | $190.3M | $280.3M |
| Deposits / shares | $149.3M | $234.2M |
| Capital ratio | 15.51% (stronger) | 12.01% |
| Problem loans | 0.61% | 0.43% (stronger) |
| Net charge-offs | 0.65% | -0.00% (stronger) |
| Return on assets | 1.19% | 1.69% (stronger) |
| Loans ÷ deposits | 85.0% | 60.2% (stronger) |
| Uninsured deposits | 39.8% | 39.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Bank of Wolcott has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 1 and Bank of Wolcott on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.