Side-by-side · Q2 2026 data
Fowler State Bank vs Hoosier Heartland State Bank
Metric by metric
| Measure | Fowler State Bank | Hoosier Heartland State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 68 | 71 (stronger) |
| Funding & liquidity | 48 | 59 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 77th | 24th |
| Total assets | $190.3M | $356.3M |
| Deposits / shares | $149.3M | $327.3M |
| Capital ratio | 15.51% (stronger) | 8.70% |
| Problem loans | 0.61% (stronger) | 0.63% |
| Net charge-offs | 0.65% | -0.00% (stronger) |
| Return on assets | 1.19% | 1.27% (stronger) |
| Loans ÷ deposits | 85.0% | 79.9% (stronger) |
| Uninsured deposits | 39.8% | 34.3% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fowler State Bank has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 3 and Hoosier Heartland State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.