Side-by-side · Q2 2026 data
Fowler State Bank vs LNB Community Bank
Metric by metric
| Measure | Fowler State Bank | LNB Community Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 80 | 92 (stronger) |
| Earnings | 68 | 86 (stronger) |
| Funding & liquidity | 48 (stronger) | 42 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 77th | 40th |
| Total assets | $190.3M | $181.0M |
| Deposits / shares | $149.3M | $161.3M |
| Capital ratio | 15.51% (stronger) | 9.36% |
| Problem loans | 0.61% | 0.23% (stronger) |
| Net charge-offs | 0.65% | 0.01% (stronger) |
| Return on assets | 1.19% | 1.64% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 85.4% |
| Uninsured deposits | 39.8% (stronger) | 44.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
Fowler State Bank has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 4 and LNB Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.