Side-by-side · Q2 2026 data
Fowler State Bank vs The Home National Bank of Thorntown
Metric by metric
| Measure | Fowler State Bank | The Home National Bank of Thorntown |
|---|---|---|
| TellerScore | 80 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 68 (stronger) | 58 |
| Funding & liquidity | 48 | 72 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 77th | 37th |
| Total assets | $190.3M | $185.6M |
| Deposits / shares | $149.3M | $167.0M |
| Capital ratio | 15.51% (stronger) | 10.37% |
| Problem loans | 0.61% (stronger) | 0.62% |
| Net charge-offs | 0.65% | 0.03% (stronger) |
| Return on assets | 1.19% (stronger) | 0.96% |
| Loans ÷ deposits | 85.0% | 76.6% (stronger) |
| Uninsured deposits | 39.8% | 25.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Fowler State Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 4 and The Home National Bank of Thorntown on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.