Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Brainerd B. N. Credit Union
Metric by metric
| Measure | Frandsen Bank & Trust | Brainerd B. N. Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 76 | 94 (stronger) |
| Earnings | 93 (stronger) | 38 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 63rd | 60th |
| Total assets | $3.7B | $127.8M |
| Deposits / shares | $3.1B | $113.5M |
| Capital ratio | 10.02% | 10.76% (stronger) |
| Problem loans | 0.71% | 0.17% (stronger) |
| Net charge-offs | 0.11% | 0.01% (stronger) |
| Return on assets | 1.82% (stronger) | 0.46% |
| Loans ÷ deposits | 79.5% | 56.0% (stronger) |
| Uninsured deposits | 31.8% | 4.5% (stronger) |
| Offices | 39 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Brainerd B. N. Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 1 and Brainerd B. N. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.