Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Bridgewater Bank
Metric by metric
| Measure | Frandsen Bank & Trust | Bridgewater Bank |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 50 | 66 (stronger) |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 93 (stronger) | 72 |
| Funding & liquidity | 62 (stronger) | 48 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 63rd | 66th |
| Total assets | $3.7B | $5.4B |
| Deposits / shares | $3.1B | $4.4B |
| Capital ratio | 10.02% | 11.65% (stronger) |
| Problem loans | 0.71% | 0.49% (stronger) |
| Net charge-offs | 0.11% | 0.04% (stronger) |
| Return on assets | 1.82% (stronger) | 1.30% |
| Loans ÷ deposits | 79.5% (stronger) | 100.0% |
| Uninsured deposits | 31.8% | 26.2% (stronger) |
| Offices | 39 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 4.5% |
Bridgewater Bank has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 2 and Bridgewater Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.