Side-by-side · Q2 2026 data
Franklin Bank vs Applied Bank
Metric by metric
| Measure | Franklin Bank | Applied Bank |
|---|---|---|
| TellerScore | 72 | 93 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 90 (stronger) | 50 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 50th | 98th |
| Total assets | $334.1M | $274.1M |
| Deposits / shares | $301.3M | $228.6M |
| Capital ratio | 10.28% | 17.49% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.68% | 2.54% (stronger) |
| Loans ÷ deposits | 70.7% | 24.2% (stronger) |
| Uninsured deposits | 13.7% (stronger) | 64.1% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Applied Bank has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Franklin Bank leads on 1 and Applied Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.