Side-by-side · Q2 2026 data
Franklin Savings Bank vs Granite State Credit Union
Metric by metric
| Measure | Franklin Savings Bank | Granite State Credit Union |
|---|---|---|
| TellerScore | 66 | 70 (stronger) |
| Capital cushion | 48 | 49 (stronger) |
| Loan quality | 83 | 84 (stronger) |
| Earnings | 64 | 64 |
| Funding & liquidity | 58 | 82 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 31st | 51st |
| Total assets | $931.4M | $749.5M |
| Deposits / shares | $776.1M | $670.3M |
| Capital ratio | 9.75% | 9.88% (stronger) |
| Problem loans | 0.50% | 0.49% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.09% | 1.11% (stronger) |
| Loans ÷ deposits | 93.5% | 78.6% (stronger) |
| Uninsured deposits | 22.7% | 5.2% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 10.6% |
Granite State Credit Union has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Franklin Savings Bank leads on 1 and Granite State Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Tilton, NH