Side-by-side · Q2 2026 data
Franklin Savings Bank vs First Federal Savings and Loan Association of Bath
Bank
First Federal Savings and Loan Association of Bath
Bath, Maine · $100 million – $1 billion
Metric by metric
| Measure | Franklin Savings Bank | First Federal Savings and Loan Association of Bath |
|---|---|---|
| TellerScore | 72 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 55 (stronger) | 4 |
| Earnings | 59 (stronger) | 40 |
| Funding & liquidity | 50 | 59 (stronger) |
| Problem-loan coverage | 87 (stronger) | 72 |
| Peer percentile | 50th | 10th |
| Total assets | $786.9M | $189.1M |
| Deposits / shares | $601.1M | $144.4M |
| Capital ratio | 18.79% (stronger) | 14.79% |
| Problem loans | 1.36% (stronger) | 2.89% |
| Net charge-offs | 0.08% | 0.04% (stronger) |
| Return on assets | 0.99% (stronger) | 0.49% |
| Loans ÷ deposits | 111.5% | 101.6% (stronger) |
| Uninsured deposits | 7.6% | 6.5% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.7% |
Franklin Savings Bank has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Franklin Savings Bank leads on 4 and First Federal Savings and Loan Association of Bath on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.