Side-by-side · Q2 2026 data
Franklin-Somerset Federal Credit Union vs K V Federal Credit Union
Metric by metric
| Measure | Franklin-Somerset Federal Credit Union | K V Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 79 (stronger) | 74 |
| Loan quality | 75 | 96 (stronger) |
| Earnings | 68 | 68 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 80th | 86th |
| Total assets | $149.3M | $139.6M |
| Deposits / shares | $129.3M | $121.9M |
| Capital ratio | 12.92% (stronger) | 12.42% |
| Problem loans | 0.75% | 0.13% (stronger) |
| Net charge-offs | 0.40% | 0.23% (stronger) |
| Return on assets | 1.20% | 1.20% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 67.4% |
| Uninsured deposits | 5.1% (stronger) | 5.1% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K V Federal Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Franklin-Somerset Federal Credit Union leads on 3 and K V Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.