Side-by-side · Q2 2026 data
Frazer Bank vs Cowboy Bank
Metric by metric
| Measure | Frazer Bank | Cowboy Bank |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 62 | 77 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 41 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 86th |
| Total assets | $354.3M | $350.3M |
| Deposits / shares | $317.1M | $297.7M |
| Capital ratio | 11.21% | 12.72% (stronger) |
| Problem loans | 0.00% (stronger) | 0.49% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.51% | 2.62% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 85.3% |
| Uninsured deposits | 9.0% (stronger) | 19.5% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Cowboy Bank has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Frazer Bank leads on 4 and Cowboy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.