Side-by-side · Q2 2026 data
Frazer Bank vs Shamrock Bank, N.A.
Metric by metric
| Measure | Frazer Bank | Shamrock Bank, N.A. |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 62 (stronger) | 58 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 41 | 90 (stronger) |
| Funding & liquidity | 99 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 68th | 75th |
| Total assets | $354.3M | $501.5M |
| Deposits / shares | $317.1M | $452.9M |
| Capital ratio | 11.21% (stronger) | 10.79% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.51% | 1.76% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 71.3% |
| Uninsured deposits | 9.0% (stronger) | 25.3% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Shamrock Bank, N.A. has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Frazer Bank leads on 4 and Shamrock Bank, N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.