Side-by-side · Q2 2026 data
Frederick Community Bank, The vs Dewey Bank
Metric by metric
| Measure | Frederick Community Bank, The | Dewey Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 79 |
| Capital cushion | 54 | 56 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 85 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 63rd |
| Total assets | $196.1M | $30.3M |
| Deposits / shares | $174.9M | $25.3M |
| Capital ratio | 10.44% | 10.58% (stronger) |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.20% (stronger) | 1.62% |
| Loans ÷ deposits | 54.1% (stronger) | 86.2% |
| Uninsured deposits | 28.8% | 18.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frederick Community Bank, The has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Frederick Community Bank, The leads on 4 and Dewey Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.