Side-by-side · Q2 2026 data
Frederick Community Bank, The vs Federated Bank
Metric by metric
| Measure | Frederick Community Bank, The | Federated Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 54 (stronger) | 39 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 85 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 86th | 40th |
| Total assets | $196.1M | $140.1M |
| Deposits / shares | $174.9M | $119.2M |
| Capital ratio | 10.44% (stronger) | 8.88% |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 2.20% (stronger) | 1.20% |
| Loans ÷ deposits | 54.1% (stronger) | 74.8% |
| Uninsured deposits | 28.8% | 21.1% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frederick Community Bank, The has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Frederick Community Bank, The leads on 6 and Federated Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.