Side-by-side · Q2 2026 data
Freedom Bank vs Llano National Bank
Metric by metric
| Measure | Freedom Bank | Llano National Bank |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 72 | 81 (stronger) |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 68 (stronger) | 61 |
| Funding & liquidity | 76 | 84 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 77th | 77th |
| Total assets | $301.2M | $301.1M |
| Deposits / shares | $246.4M | $265.9M |
| Capital ratio | 12.15% | 13.11% (stronger) |
| Problem loans | 0.17% (stronger) | 0.45% |
| Net charge-offs | -0.02% (stronger) | 0.20% |
| Return on assets | 1.21% (stronger) | 1.02% |
| Loans ÷ deposits | 68.7% | 64.0% (stronger) |
| Uninsured deposits | 29.2% | 26.1% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Freedom Bank leads on 3 and Llano National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.