Side-by-side · Q2 2026 data
Freedom Bank vs Naft Federal Credit Union
Metric by metric
| Measure | Freedom Bank | Naft Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 93 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 94 (stronger) | 83 |
| Earnings | 68 | 89 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 77th | 97th |
| Total assets | $301.2M | $162.3M |
| Deposits / shares | $246.4M | $135.7M |
| Capital ratio | 12.15% | 16.44% (stronger) |
| Problem loans | 0.17% (stronger) | 0.50% |
| Net charge-offs | -0.02% (stronger) | 0.24% |
| Return on assets | 1.21% | 1.73% (stronger) |
| Loans ÷ deposits | 68.7% | 51.3% (stronger) |
| Uninsured deposits | 29.2% | 1.3% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Freedom Bank leads on 2 and Naft Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.